Kartika Law Firm also serves, and assists with corporate debt restructurings and workouts of all sizes and complexities. Kartika Law Firm acts for banks both with respect to their regulatory and corporate needs and with respect to specific banking products e.g., lending (credit cards, consumers, commercial and corporate lending), funding (savings, time-deposits and negotiable certificates of deposit), money markets, derivatives, financial institution and other treasury products, trade finance (letters of credit) and other financing transactions, whether secured or unsecured, within and outside Indonesia.